Top 7 High-Interest Savings Accounts in the UK (2025)

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1. Principality Building Society – 8.00% AER (7.85% Gross)

Principality Building Society offers one of the highest interest rates in the market with an 8.00% AER (7.85% Gross) on its regular savings account. This rate is available to new customers and is subject to specific terms and conditions.finder.com+2GB News+2Latest news & breaking headlines+2

2. First Direct – 7.00% AER (Gross)

First Direct provides a 7.00% AER (Gross) interest rate on its Regular Saver account. This account is accessible to customers who hold a First Direct current account, making it an attractive option for existing customers.finder.com+1Latest news & breaking headlines+1

3. TSB – 6.00% AER (Gross)

TSB offers a 6.00% AER (Gross) interest rate on its Monthly Saver account. This account requires monthly deposits and is available to new and existing customers.Latest news & breaking headlines+6finder.com+6euronews+6

4. Lloyds Bank – 6.25% AER (Gross)

Lloyds Bank’s Club Lloyds Monthly Saver provides a 6.25% AER (Gross) interest rate. This account is available to customers who hold a Club Lloyds current account and meet certain criteria.finder.com

5. Vida Savings – 4.77% AER (Gross)

Vida Savings offers a 4.77% AER (Gross) interest rate on its fixed-rate savings account. This account requires a minimum deposit and offers a fixed interest rate for a set term.GB News

6. NuWealth GB Bank – 4.86% AER

NuWealth GB Bank provides a 4.86% AER on its Easy Access savings account. This account requires a minimum deposit and offers easy access to funds, making it suitable for savers who may need to withdraw their money.finder.com+5Your Money+5Latest news & breaking headlines+5

7. Atom Bank – 4.85% AER

Atom Bank’s Instant Saver Reward account offers a 4.85% AER interest rate. This account is accessible via a mobile app and requires a minimum deposit, providing a convenient option for tech-savvy savers.

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